Hire Image LLC

On December 10, 2019, the Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) will host a public workshop at  Hire Image . Through the workshop, industry representatives, consumer advocates, and regulators will discuss the accuracy of traditional credit reports and employment and tenant background screening reports.  Interested individuals may submit comments through January 10, 2020 . Potential topics for discussion include: What are the lessons from the CFPB’s supervisory reviews of CRAs and furnishers on accuracy and dispute obligations? What are the lessons from CFPB and FTC enforcement cases on furnisher and CRA accuracy obligations? How do furnishing practices differ based on the types of furnishers and information they furnish to CRAs and how does that impact accuracy? What has been the effect of the removal of most civil judgments and tax liens from credit reports and recent changes in the reporting of medical debt? How do ba...

The Waterloo City Council narrowly passed a Ban the Box ordinance this week, making it the first city in the state to impose these requirements on private businesses.  The ordinance allows employers to conduct criminal background checks only after making a conditional job offer and allows them to withdraw the job for a legitimate business reason based on an applicant’s criminal history.  As always, with these measures, there are strong feelings on either side of the debate. The ordinance will take effect upon publication, a process that takes several weeks.   Hire Image  will provide an update and the actual ordinance once that occurs. Originally Posted:-  https://www.hireimage.org/waterloo-iowa-passes-ordinance-ban-box/